The service

How we close your books.

Five days. AI agents and human accountants working in tandem. You see every action, approve every irreversible step.

The close cycle

Day 1 to Day 5. Every month.

~120 hrs saved vs manual close
D1

Ingest

We pull your Tally GL, Razorpay / Shopify settlements, bank statements, GST 2B, and TDS data. Normalized into a canonical schema in 4 hours.

D2

Match

Deterministic matching engine processes 80%+ of transactions. Bank rec, GST 2B, TDS classification, vendor matching.

D3

Exceptions

AI agents classify exceptions, draft outreach to vendors and customers, surface judgment calls for human review.

D4

Review

Your accountant on our staff reviews every exception, approves drafts, flags audit risks, prepares variance commentary.

D5

Deliver

Closed books, GST and TDS filings, audit-ready trial balance, audit trail. Delivered to your inbox.

The agent layer

Our agents.

Four agents are live today. Twenty more are on the roadmap. Each one replaces a specific category of judgment-light work.

Live v2.4

GST 2B Reconciliation

Matches purchase ledger against GSTR-2B, flags ITC mismatches, drafts vendor follow-ups.

› match
2,481 invoices → 2,376 matched
105 mismatched  ↗ review
Live v1.9

Form 26Q TDS Reconciliation

Classifies payments to TDS sections (194Q, 194C, 194J), reconciles against Form 26AS.

› classify
“Tech consulting — May”
194J · 10% · ₹18,000
Live v3.1

Bank Reconciliation

Multi-bank statement matching against book entries, net of Razorpay / Shopify settlements.

› reconcile
HDFC · ICICI · Axis
98.2% auto-matched
Live v2.0

Ledger Matching

Vendor / customer ledger tie-out against confirmations and contra entries.

› tieout
184 ledgers · 12 variances
↗ Acme Pkg ₹2.4L
Coming soon Q3

AP Reconciliation

Three-way match — PO, GRN, vendor invoice — with auto-drafted exception emails.

Coming soon Q3

AR Aging

Customer-bucket aging with auto-drafted dunning sequences and DSO commentary.

Coming soon Q4

Fixed Asset Register

CapEx tracking, depreciation schedules under Companies Act & IT Act, WDV reconciliation.

Coming soon Q4

Payroll Reconciliation

Salary run vs GL, PT / PF / ESI & TDS-on-salary tie-out, 24Q draft.

The split

What AI does. What humans do.

AI agents 80%
  • High-volume matching across ledgers, statements, and 2B feeds
  • TDS section classification (194Q, 194C, 194J, 194O)
  • Deduplication and narration tokenization
  • Exception drafting — vendor / customer outreach emails
  • Threshold validation and variance flagging
Human accountants 20%
  • Judgment calls on AI misclassifications
  • Audit defense and Department-of-Revenue queries
  • FP&A commentary on monthly variance
  • Vendor relationship management for complex disputes
  • Sign-off on every irreversible book posting

No agent posts to your books without a human reviewing. No human spends time on what AI can do better. That is the contract.

Integrations

We connect where your data already lives.

Lekha sits on top of your existing accounting system, payment gateways, banks, and tax portals. We are not the system of record — we are the close engine.

Accounting systems
Tally Prime
Tally ERP 9 supported
Live
Zoho Books
India edition
Live
QuickBooks
Global edition
Beta
NetSuite
Mid-market ERP
On request
Payment gateways & marketplaces
Razorpay
Settlement netting
Live
Shopify
Payouts + orders
Live
Amazon SP-API
MTR + settlements
Live
Stripe
Global payouts
Beta
Banks & tax portals
ICICI · HDFC · Axis
via Account Aggregator
Live
GST portal
2B · 3B · ITC
Live
TRACES
26AS · 26Q
Live
Custom bank
CSV / statement
On request
Sample outputs

What you get.

All samples use fictional data · watermarked “Sample”
Profit & Loss · FY26 May
Revenue ₹4.82 Cr · EBITDA ₹68 L
SAMPLE
Closed P&L
Download PDF →
GST 2B Reconciliation
2,481 invoices · 105 mismatched · ITC ₹38.2 L
SAMPLE
GST 2B report
Download PDF →
Form 26Q · Q1 draft
TDS ₹6.84 L · 194J · 194C · 194Q
SAMPLE
Form 26Q draft
Download PDF →
Audit Trail · May FY26
1,284 agent actions · 142 human approvals
SAMPLE
Audit trail
Download PDF →
Security & residency

Your financial data stays in India.

01 · Encryption

AES-256 at rest · TLS 1.3 in transit

Per-tenant encryption keys managed via AWS KMS. Key rotation every 90 days.

02 · Residency

AWS Mumbai · ap-south-1

All client data stored in Mumbai. Audit-grade 7-year retention with immutable backups.

03 · Access

RBAC · audit trail · export on demand

Every agent action logged. Every human action logged. Audit trail exportable any time.

Compliance roadmap
We are honest about what we have certified — and what is in flight.
ISO 27001 target Q4 2026
SOC 2 Type II target Q2 2027
FAQ

Common questions.

How is this different from Tally or Zoho?

We work along with Tally and Zoho, not against them. We are not the system of record — we are the AI-native finance firm that closes your books on top of whatever ERP you use.

How is this different from a CA firm?

We deliver the same outcome at one-fifth the cost. AI does the 80% that a junior accountant did manually. Senior judgment is preserved. Volume scales without proportional headcount.

What if the AI gets a reconciliation wrong?

It does not post to your books. Every irreversible action requires human approval from an accountant on our staff. The AI’s job is to draft and explain, not to commit.

What about data security?

AES-256 encryption, India residency, per-tenant keys, full audit trail. ISO 27001 certification target Q4 2026.

How long does onboarding take?

Tally integration: 24–48 hours. First close: 5 days from data handover.

Do I have to switch off my CA?

No. We work alongside your existing CA firm or replace specific scopes (book closure, GST, TDS). Your call. Many of our customers use us for closure and keep their CA for tax advisory.

Ready to see services & pricing?